Why IntelliVest?
At Intellivest, we believe true financial success:
- Begins with understanding your values and priorities
- Is strengthened through comprehensive planning
- Endures through every stage of your life and every generation to come
Our independent advisors combine years of professional experience with access to Canada’s leading insurers, investment firms, and financial institutions.
By integrating tax, investment, and insurance strategies, we create solutions that work together, not in isolation, to deliver measurable, lasting results.
Our Core Services
Life, Health & Living Benefits Insurance
Comprehensive Protection for Life’s “What Ifs”. We help you design insurance solutions that protect your loved ones, your income, and your lifestyle, today and for the future.
Term Life Insurance
Affordable coverage for a set period, 10, 20, or 30 years. Provides high protection at a lower cost, ideal for time-specific needs.
Permanent Life Insurance (Whole Life & Universal Life)
Lifetime coverage that builds cash value while providing tax-advantaged growth and long-term estate protection.
Ideal for:
- Estate and legacy planning
- Wealth transfer and charitable giving
- Building tax-efficient savings
Critical Illness Insurance
Receive a lump-sum, tax-free payment upon diagnosis of a covered critical condition (typically 20–26 illnesses). Use the benefit however you choose, for treatment, recovery, income replacement, or lifestyle adjustments.
Disability Insurance (Income Protection):
If illness or injury prevents you from working, this plan replaces 60–85% of your income, so you can focus on recovery, not financial strain.
Customize benefit amounts, waiting periods, and coverage terms to match your profession or business.
Disability Insurance (Income Protection)
If illness or injury prevents you from working, this plan replaces 60–85% of your income, so you can focus on recovery, not financial strain.
Customize benefit amounts, waiting periods, and coverage terms to match your profession or business.
Health, Dental, and Travel Insurance
Comprehensive solutions for individuals, families, and business groups.
Coverage for:
- Prescription drugs
- Major dental and orthodontic care
- Vision, hospital, and paramedical services (chiropractic, physiotherapy, etc.)
- Emergency medical and travel coverage
Investment & Retirement Solutions
Grow, Preserve, and Access Wealth, Your Way.
Whether you’re saving for retirement, education, or long-term goals, we’ll help you invest intelligently and tax-efficiently.
Registered Investment Accounts
- TFSA (Tax-Free Savings Account): Grow wealth tax-free. 2025 limit: $7,000 (lifetime $102,000).
- FHSA (First Home Savings Account): Save for your first home — $8,000 per year, $40,000 lifetime, with tax deductions.
- RRSP (Registered Retirement Savings Plan): Tax-deferred retirement savings; 2025 limit $32,490.
Registered Investment Accounts
- TFSA (Tax-Free Savings Account): Grow wealth tax-free. 2025 limit: $7,000 (lifetime $102,000).
- FHSA (First Home Savings Account): Save for your first home — $8,000 per year, $40,000 lifetime, with tax deductions.
- RRSP (Registered Retirement Savings Plan): Tax-deferred retirement savings; 2025 limit $32,490.
Non-Registered Accounts
Flexible, unrestricted investment accounts with access to mutual funds, ETFs, stocks, GICs, and other vehicles — ideal for high-net-worth or business owners with surplus capital.
Segregated Funds
The perfect balance of growth and protection.
These insurance-based investments offer:
- Maturity and death-benefit guarantees (up to 100%)
- Potential creditor protection
- Estate bypass through direct beneficiary designation
Annuities
Transform your savings into guaranteed lifetime income or income for a set term.
Ideal for retirees seeking stability, predictability, and peace of mind.
Integrated Tax, Investment & Insurance Advisory
Smart Strategy — Lasting Legacy
Our comprehensive advisory model ensures your tax, investment, and insurance strategies work together — not separately — to achieve optimal results across every life stage.
Year-Round Tax Planning & Filing
- Personal, family, and self-employment tax preparation
- CRA correspondence and audit assistance
- GST/HST/PST reporting
- Payroll services and remittance
Corporate Tax & Business Services
- Incorporation and business registration
- Annual return filing (provincial registry)
- T2 corporate income tax filing
- Full-cycle bookkeeping and compliance support
Integrated Financial Coordination
Every financial decision impacts the others — we coordinate all aspects to minimize taxes, maximize returns, and preserve wealth over your lifetime and beyond.
Estate Planning & Multigenerational Wealth Transfer
Pass On More Than Money — Preserve Your Values
Your legacy is more than financial — it’s about values, continuity, and care for those who come after you.
Estate Planning
Strategically structure your assets to minimize taxes, reduce probate costs, and maximize inheritance.
We assist with:
- Estate value assessment and liquidity planning
- Charitable giving strategies
- Business succession and family trust coordination
Will, Power of Attorney & Advance Care Guidance
We guide and support you in preparing these essential legal documents — working in collaboration with your legal advisors to ensure your wishes are clearly defined and honored.
Multigenerational Wealth Strategies
Custom planning for families seeking to maintain financial harmony and continuity through generations — blending insurance, investment, and tax-efficient structures for lasting impact.
Why Choose Intellivest Wealth Solutions Ltd
- Independent Advisors: We partner with Canada’s top insurers and investment firms to find the best fit for your goals.
- Integrated Approach: Insurance, investment, and tax solutions — all in one coordinated plan.
- Personalized Service: Advice rooted in understanding your values, goals, and long-term vision.
- Clarity & Integrity: No jargon, no hidden agendas — just transparent, practical guidance.
- Client Convenience: In-house Commissioner for Oaths, prompt communication, and proactive ongoing support.
Smart Strategies – Lasting Legacy
Your goals and your legacy matter.
At Intellivest Wealth Solutions Ltd, we are committed to helping you build clarity, confidence, and enduring prosperity — for yourself, your family, and future generations.